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This Week in Health Reform

Republican Scott Brown’s victory over Massachusetts Attorney General Martha Coakley (D) in the January 19 special election to fill the seat of the late Senator Edward Kennedy (D) might prove to be a game-changer for the health care reform debate. The loss of the 60th Democratic vote now robs Senate Democrats of a filibuster-proof majority. Last week, Democrats were rushing to wrap up a House/Senate agreement on the bill, likely due to reports that Coakley’s lead had diminished.

Congressional leaders are still aiming to have the controversial points in the health care reform bill settled as soon as possible, so they can send the compromised bill to the Congressional Budget Office (CBO) for scoring. The CBO will then need 12 days to analyze the legislation.

In addition to Senate Majority Leader Harry Reid (D-NV) and Speaker of the House, Nancy Pelosi (D-CA), lawmakers participating in the White House meetings include: House Majority Leader Steny Hoyer (D-MD), House Majority Whip James Clyburn (D-SC), House Energy and Commerce Committee Chairman Henry Waxman (D-CA), House Ways and Means Committee Chairman Charlie Rangel (D-NY), House Education and Labor Committee Chairman George Miller (D-CA), Assistant Senate Majority Leader Richard Durbin (D-IL), Senate Finance Committee Chairman Max Baucus (D-MT), Senate HELP Committee Chairman Tom Harkin (D-IA), and Senate Banking Committee Chairman Christopher Dodd (D-CT).

A main point of contention between the two houses of Congress pertained to the
40 percent excise tax on high-cost health insurance plans passed by the Senate. Since many labor union members would be affected by the tax on high-cost health insurance plans, the House of Representatives was not supportive of this provision in the Senate bill. Union leaders have also been included in key negotiations on this provision, and on January 14, signaled that they are ready to support the merged legislation with the compromised provision.

The main revenue source for the Senate’s health care reform bill (H.R. 3590) would be from an excise tax – beginning in 2013 – on employer-provided, high-cost health insurance plans costing more than $8,500 for individuals and $23,000 for a family. The reported compromise on the legislation now makes the tax kick-in on policies costing $8,900 for individuals and $24,000 for families. The tax threshold would still rise at inflation plus one percentage point, as is currently written in the Senate bill. Additionally, dental and vision benefits would be removed from the calculation of threshold costs, and plans offered by state and local governments, as well as plans covered by collective bargaining agreements, would be exempted from the excise tax until 2018. This would allow current agreements to expire and allow for negotiation of new contracts.

In an effort to make up the lack of revenue from the modification of the excise tax provision, leadership will have to come up with new funding to finance the merged bill. Some reports have mentioned that the pharmaceutical industry has agreed to provide more money than the $80 billion they have already negotiated with the White House. Medical device companies could also face additional fees. Portions of the main revenue source in the House bill – a Medicare payroll tax on wealthy U.S. residents – could be added as well.

On January 14, Richard Trumpka, president of the AFL-CIO, said, “Union leaders approached negotiations with the White House and congressional leaders with one overriding goal in mind – getting a bill signed into law.” Gerald McEntee, president of the American Federation of State, County and Municipal Employees (AFSCME), said, “We do like the way it’s shaping up, but it’s still not finished. We’ve got to see a final product.”

There also has been significant discussion – but no resolution so far – about the question of whether to establish a single national health insurance exchange or allow each state to operate its own exchange. Blue Cross and Blue Shield of Texas continues to support a state-based approach to exchanges.

Herbal Cure

If you have hemorrhoids you know how uncomfortable they can be. It takes the right treatment to get rid of hemorrhoids for good. This article pulls down the curtain to reveal what it really takes to get rid of hemorrhoids and answers the question: Is there a perfect hemorrhoids cure?

Are you sick of the itching burning pain swelling or bleeding down there? Aren’t you frustrated because it’s completely embarrassing to ask for advice on this potentially crippling condition?

Discover my 100% natural cure for hemorrhoids that works in 48 hours >>

Does hemorrhoids interfere with your daily activities and cause relentless pain? That is why now so many people consider using a natural hemorrhoid cure instead of the most commonly known ways to sustain the pain and irritation. Why is it better to use natural cures?

When it comes to medical problems there is nothing more embarrassing than having to openly admit you have hemorrhoids. It quite possibly may be the most joked about medical problems going. That doesn’t mean they are not a serious or common problem for people across the country. A recent medical survey found that nearly half of the men women and children in the US suffer from hemorrhoids.

Usually people who are afflicted with hemorrhoids ask themselves several questions before deciding which treatment to choose to cure their hemorrhoids. The following are three of the most common questions.

One of the main justifications why you need to seriously consider natural cures for hemorrhoids is the established fact that several known and mainstream treatment alternatives negatively impact on the blood sugar level. This makes hemorrhoid treatment for diabetics a very sensitive medical concern.

Maintaining a healthy diet is important whether you suffer from hemorrhoids or not. For people who do have hemorrhoids diet becomes critical as you have a very slim chance of curing hemorrhoids if your diet is actively making your condition worse.

How to treat a hemorrhoid is a question most people will deal with at some point in their life. Hemorrhoids are swollen and inflamed veins found inside your rectum and anal canal. For most people improvised home treatments are all they’ll need to shrink and get rid of a hemorrhoid. The exceptions are when hemorrhoids bleed excessively or cause intense pain. When either of these conditions exists it might be time to see the doctor. This article summarizes three types of treatments for hemorrhoids: home treatments including natural cures; nonsurgical solutions; and surgery.

During one of their routine tests, scientists discovered that the plant has a molecule previously unknown.  Since then, it was given the name P57.  This began the amazing discovery of an ingredient in Hoodia Pills which makes it an effective weight loss product.

It slows down your desire to eat.

Restricts your caloric intake up to 50% a day

Increases the energy level in your body.

Natural and safe, with no side effects.

Before buying Hoodia pills, make sure that you are getting the authentic one.  A lot of inferior products are available in the market and you might be disappointed in the results if you bought a fake product. 

The following is a list of the best diet pills on the market today. These have been researched by the weight loss institute to deliver the best results without dire side-effects, so we have (in no particular order):

Hoodia:

This weight loss product is based on “Hoodia Gordonii”, the African plant extract that suppresses your appetite. Because of its great results this particular pill is flying off the shelves in drugstores and Internet web sites. Needless to say, it has been getting lots of attention lately.

Xerisan ASA:

After  thorough research the Weight Loss Institute considers Xerisan to be one of the most promising new herbal diet pills introduced to the market in the last few years. Xerisan’s main ingredient, Phaseolus Vulgaris, has in recent studies been shown to act as a blocker of the alpha-amylase enzyme, this enzyme is required by our bodies in order to keep a healthy metabolism of carbohydrates. Although this product is fairly new, the effects of some of the ingredients have been published in the American Journal of Clinical Nutrition and in the International Journal of Medical Sciences.

There are thousands of other diet supplements and weight loss products to be found all over the web and in the multi-billion dollar weight-loss industry. Regardless of how many times you are bombarded with flashy advertisements it is important to remember that there is no “miracle pill” that will effectively “evaporate” your excess fat, therefore it is always recommended to combine these supplements with a nutritious diet and a good fitness program. No “prescription drug” should be added to a diet without first consulting with your physician. The products mentioned above have been found to be “safe” because no serious side effect was reported by consumers.

Losing weight has been a constant battle for the 1.7 million obese Americans. Sometimes no matter how often you exercise and how you try to eat less, your weight just keeps on going up.  There are people who have certain conditions that make the normal diet and regular exercises ineffective in losing weight. 

These conditions may include muscle or bone weakness and hormonal problems.  In these cases, diet pills may be the  best bet to lose those unwanted body fats.  Read on to find out some of the ways diet pills help you lose those extra pounds:

APPETITE SUPPRESSION.  Diet pills “trick” the body into thinking it is not hungry.  There are two reasons your body sends out hunger signals (1) you are really hungry and (2) your body is accustomed to eating around that time.  Obviously, you must only eat when you’re truly hungry.  So, diet pills can tone down your body’s hunger signals promoting a practical amount of food consumption.  The general idea is since you feel less hungry, you’ll surely eat less and when you eat less, you consume fewer calories and there you’ll lose weight.

INCREASE ENERGY LEVELS.  Some diet pills boosts your body’s energy level making the most  of it’s caloric intake.  When you’re energized you burn more calories because you are more active.  For instance, during your workouts you’ll be able to push more and have shorter recovery time.

Although it is possible for substandard diet pills to make it onto the shelves, there are still safe diet pills out there that can deliver real results fast!  So to stay safe and confident about taking diet pills, ask your doctor’s advice.  In the first place, your doctor knows your overall health condition so he/she will also definitely know which diet pill or regimen will work best for you.

Luckily, diet drugs have come a long way since the addictive “solutions” created and marketed during the 50s and 60s. It is important to remember that each generation of “prescription diet pills” which has been heavily marketed in the past has been recalled because they have proven more dangerous than effective. This was the case of the well remembered fen-phen and ephedra; experts continue their search for a safe diet pill that actually works.

According to the National Institute Of Health, more than 300,000 Americans die every year because of a diet rich in unhealthy oils (trans-fat, etc) and physical inactivity throughout their lives. As you can see this is certainly a highly alarming number! It’s a proven fact that losing weight, even a small five to ten percent of body fat, will reduce your blood pressure and lower your overall cholesterol levels. So, why is this so difficult to do even with prescription drugs?. Simple people have forgotten 50% of the “weight loss equation”.

For one, many people think they can take a pill and lose the weight automatically. This is a common misconception which tends to frustrate people, so we need to realize that “fat and extra pounds DO NOT magically evaporate”, instead they are broken down by our body so that through physical exercise they can be eliminated from our system. A healthy diet consists of so much more than just taking a pill. We must combine the pills with a proper diet. In addition to the already discussed ways to avoid gaining weight, we can also remember to drink as much water as possible and exercise moderately in order to gain the maximum benefits offered by diet pills. Don’t forget to eat small portions of food several times a day (around 4 to 6 portions a day), never reduce your food consumption drastically from one day to the other because it could have dire effects. Counting calories helps you keep track of how many calories you are consuming every day.

Let’s face it. The best men’s natural skin care treatment contains nourishing ingredients that improve the skin’s health, while delaying and countering the affects that age has on your appearance. There’s no reason to look older, before your time, if you take the right skincare approach.

Let’s start with cleansing. Most cleansers designed for men contain triclosan, an antibacterial agent. Environmentalists disapprove of the rampant use of triclosan, because it ends up in the water supply and damages the delicate ecosystem.

The affect that triclosan has on the skin’s health is a subject of some debate. It may have carcinogenic affects on the cells. In my opinion, there is no reason to take the risk. There are ingredients like manuka honey and tea tree oil that have antibacterial, antifungal and antioxidant activity. Those are the ingredients that you want in your daily cleansers.

Shaving the face is the next step in the average routine. As I lubricant, I would recommend plain grape seed oil. The ingredients in the shave gels on the market vary, but most of them are drying and likely to cause irritation.

Once you have shaved, the best men’s natural skin care treatment is a daily facial fluid that contains witch hazel, vitamin B5, grape seed oil, Babassu wax, capuacu butter, wakame kelp, natural vitamin E, coenzyme Q10 and CYNERGY TK. That may sound like a lot of ingredients to remember and look for. But each one provides specific benefits.

Witch hazel, for example, is a non-drying astringent that prevents infection in shaving nicks, cuts and scrapes and has anti-inflammatory activity. Capuacu butter and vitamin B5 are effective for moisturizing and healing razor burns.

When it comes to countering the affects of age, men’s natural skin care treatment containing CYNERGY TK is the most effective. In clinical trials, the compound has been shown to reduce wrinkles and sagging, while acting as an antioxidant to prevent and repair free radical damage.

Free radicals are one of the causes of aging, in general. They damage the cell’s DNA. When that occurs, the new cells that are created when the cell splits are “mutated”. Mutated cells can become cancerous or simply weak, causing sagging and wrinkles.

All of the different ingredients mentioned above have antioxidant activity. But repairing and preventing free radical damage is only one of the things that an effective anti-aging men’s natural skin care treatment can do.

Another of the causes of wrinkles and sagging is decreased production of collagen and elastin fibers. CYNERGY TK has been shown to increase fiber production, by stimulating skin cell production. This is due to a protein peptide that it contains.

Peptides are short chains of amino acids. They combine with molecules produced by the skin’s cells to form fibrils and eventually fibers. Long-chained proteins, like collagens, cannot be used for this purpose. They are simply too large.

So there you have it. When you find a men’s natural skin care treatment that contains the ingredients mentioned above, you will be amazed by the difference. Treat your face well and you can always look more youthful.

To learn more about vitamins for healthy skin, and other incredible natural substances for natural healthy skin care, visit my website today.

I am not an affiliate marketing Guru (In fact, I am miles far away from being called one), but in the short amount of time I have spent with this niche of money making, I have uncovered few things that have helped me make money. Again – I am not richer by millions for sure, but at least I have made a start in this supreme GET RICH QUICK method.

My first step into affiliate marketing was in promoting health affiliate products. I was clear on one thing – That this niche would always be in demand, recession or no recession. Secondly, if the product I was promoting was indeed good, I knew I could make a lot of money. As it turned out, three months of marketing on the Internet, and I have made a good way!

No – I am not going to make false promises on how I made millions in 12 weeks of implementing the formula. The truth is – All I have managed to do is make couple thousand bucks, but that’s about it. In the process though, I realized that was not a bad start for the kind of effort I had taken to promote my affiliate products.

All it took from me was to write 10 articles on the different health affiliate products I was promoting and paste them on article directories. The content was fresh and that helped greatly. In the last 2 months, I have accumulated 2,000 views on all my articles and about 70 of the 2000 bought my product. With average commissions of about $40, you could see how much I made over the last 2 months of affiliate marketing.

Two things made the difference for me

I was working for the best health affiliate programs. These programs not only had the best products, but they also had products that would convert well. I personally checked the websites of each of the product that was promoted there, before deciding to take the plunge.

The content I wrote was highly informative. Look – I am no web designer and I didn’t have the money to spend on websites at all. All I could do was write good content and post them on article directories. As it turned out, it was a masterstroke for me.

If you wish to make money promoting health affiliate programs, think of enrolling with the best selling health affiliate programs. These programs will not let you down at any point of time. I don’t know how those Super Affiliates made their money, but looking at how my affiliate programs have performed, I have all reason to believe that if I could take this effort to another level, I could succeed too.

The best selling health affiliate programs would have

Variety of good health products

Products that convert well

Help affiliates with links, resources, banners and templates

Sellhealth.com is one such good health affiliate program. It has plenty of health products you could promote and importantly, it has products that convert well. Most of my promoted products from Sellhealth.com convert at 3.5% CTR, which I believe is acceptable to me.

If you wish to know more about Sellhealth.com, visit www.sellhealth.com/ct/135202.

Most Americans who have health insurance are covered through an employer’s plan. However, some employers do not offer health insurance coverage. If you work for one of these companies, you will need to purchase private individual health insurance.
There are certain advantages to purchasing health coverage in the private market. Instead of choosing from plans pre-selected by an employer, you decide which plan features you want, and pick a plan accordingly. For example, by choosing a plan with a higher deductible, or one that doesn’t cover certain services, you may realize a substantial premium savings each month.
Instead of having your coverage tied to a place of employment, coverage through a private health plan is yours to keep no matter where you work. A health insurer can’t drop you as long as you pay your premiums on time.
But along with these advantages come some potential disadvantages—

• Employer plans provide considerably more coverage than individual plans, even when you are paying the same premium rate. That’s because with an individual policy, a larger percentage of the premium goes to pay for such operational costs as marketing and paying claims.
• A group plan generally must insure all employees and family members, while individual plans can reject applicants who aren’t in perfect health. They can also offer plans that exclude coverage for certain pre-existing conditions.
• In most states, private health insurance plan premiums increase as you age. Initially, you can avoid these rate increases by periodically changing plans, because new rates tend to be lower than renewals. However, as you get older, it will become more difficult to find a company to insure you and individual policies will get more expensive.
If you do need to shop in the private health insurance market, you first need to find a competent insurance agent.  Determining what kind of insurance you need and how much coverage to buy are complex issues. A good agent will help you assess your situation, and work with you to find the right coverage for your specific needs. The key to a successful working relationship with aninsurance agent is trust. You should be able to trust your agent’s knowledge, experience and professional judgment, and you should always feel secure that your agent is acting in your best interest. But keep in mind that trust is a two-way street: Your agent also needs to trust you to provide information that is truthful and complete.
If you are comparing several plans, you need to know what to look for before making a decision. When choosing a health plan ask your health insurance agent the following questions:

·   Will the plan cover me for the specific doctor or hospital I would like to use?
·   How does the referral system work?
·   What pre-existing conditions would affect coverage?
·   How will the plan handle care if I (or a family member) am away from home?
·   What is the plan’s monthly premium, and what deductible and coinsurance am I required to pay?
·   Are there other fees, such as copayments and any additional charges if I use providers that are out-of-network?
·   Is there a maximum amount the plan will pay over a year or a lifetime?
·   What types of benefits are specific to this plan?
The purchase of individual health insurance in the private market can seem confusing. Approach its purchase like you would that of any important item—research your options and compare prices, and get the best advice and assistance you can, in this case, the services of a qualifiedinsurance agent.

Diet pills are a weight loss product that is taken by mouth. They contain medication that will speed up the metabolism as it suppresses the appetite. For those people who are overweight, diet pills are can assist them with their weight loss goals.

Over the counter diet pills contain diuretics to assist the body in flushing out excess fluids. A lot if the foods that we eat contain a lot of salt, which retains water naturally. One of these diuretics is caffeine.

Over the counter diet pills are not expensive, and can be bought anywhere. They are available in grocery store, pharmacies, and department stores and in some instances, small convenience stores.

Over the counter diet pills are one of the few drugs that are not regulated by the food and drug administration. This makes it very difficult to document any side affects or assess any risks associated with taking over the counter diet pills. Only when private companies decide to study the diet pills for side affects will the results be made public. Most over the counter diet pills are never tested.

Prescription diet pills do not contain the same ingredients, as over the counter diet pills. Prescription diet pills contain ingredients that are stronger and work in different ways. Some release a neurotransmitter called serotonin, which is found naturally in the body. Serotonin affects moods, and can help curb the appetite.

Doctors are reluctant to prescribe diet pills, and will only do so for their patients that are obese. Even then, the doctor will closely monitor the patient’s progress by charting their weight and doing blood tests often. Doctors will recommend a strict diet and exercise routing for their overweight patient. Sometimes, the patient does not want to wait that long for dieting results and will buy over the counter diet pills.

The advantage of prescription diet pills is that the food and drug administration has the power to test any prescription diet pill that is developed. It can take up to ten years of study to approve one diet pill. This is done for the safety of the public.
In past decades, there have been great and heated debate regarding diet pills. Some feel that the food and drug administration should be able to test over the counter diet pills just as it does prescription diet pills. They both do the same thing.

Manufacturers of diet pills do not want to have the restrictions the food and drug administration would impose if they were to take over testing their products.

The two sides have been battling for years over this subject. The battle will continue as both sides feel that they are right.

The manufacturers of diet pills stand to loose a lot if the food and drug administration were to win.
In past decades, millions of people have benefited from taking diet pills. When they are taken in the correct dosage, diet pills can assist the overweight in achieving their weight loss goals.

Always consult a physician before starting any weight loss program.

The internet offers quite a few convenient ways to buy and compare health insurance plans. They are also known as mediclaim policies which come with Texas health insurance quotes. The health insurance quotes make sure that every Texan knows about the basic features of the health insurance plans. The basic features that are mentioned in the quotes are the price of the health insurance, some basic details about the insurer age, gender, and areas that are covered under the plan. You always have the option of saving money whenever you choose to compare health insurance plans. This is because you do not end up buying an expensive health insurance policy that exceeds your budget.

Texas health insurance quotes clearly mention that a health insurance policy mainly covers the expenses caused by the major life-threatening medical ailments and procedures. An accidental death or a permanent disablement of an earning member of a family can result into a disruption in the functioning of the family. The various insurance companies
in Texas offer a huge amount of benefit once you experience a diagnosis for a particular illness that is covered under the terms of the insurance. If you compare health insurance plans offered by the various companies you should select a plan that covers unexpected calamities, emergencies, dental expenses, drug requirements, custodial needs and other forms of disabilities, temporary or permanent.

There are many Texans who do not consider health insurance to be at all important. In that case they are strictly advised to at least go through the rules and regulations, with regard to the health insurance policies. In that process they must also compare health insurance plans to select the appropriate health insurance policy covering pre- and post-hospitalization charges, day care procedures, cashless claims and tax benefits. Texas health insurance quotes provide several options for students, small families and for employees of an organization. One should carefully go through the terms and conditions mentioned in the policy and consult an expert before signing the papers.

There are several websites that present details from four or more insurance companies when you mention your age, email, locations, and type of insurance. I used EasyToInsureME

Herbal Cure

Chest pain shortness of breath burning sensation – these are some of the common symptoms of heartburn. But the nature of this disease and its symptoms is such that it is very easy to confuse it for something else.

Have You Seen Jeff Martin’s new Acid Reflux System yet? It’s called Heartburn No More I’ve read the whole thing (all 150 pages) and there’s some great information in there about how to naturally and permanently eliminate your heartburn without drugs antacids or any kind of gimmicks. I highly recommend it – it’s very honest and straightforward without all the hype and b.s. you see all over the net these days. Here’s the website where you can get more information:

Click Here Now To Learn How To End Heartburn For Good >>

Before you select heartburn remedy you first need to find out what is causing this problem. Different causes need different remedies find out how to make sure to choose natural heartburn remedy right for you.

Acid reflux is a serious medical condition which if left untreated can lead to esophageal cancer. It can be treated with anti acids and diets or with natural cure for acid reflux. Natural remedies usually consists of several different methods like combination of proper diet and herbal products.

If you are reading this article then you are probably experiencing some of the uncomfortable symptoms of acid reflux disease and you want to know if there is a cure. While there is no actual cure there are plenty of things that you can do to reduce and eliminate the symptoms of acid reflux disease also known as GERD so you might feel like you’ve been cured. This article will focus mainly on treatments without medication.

Overview Candida Albicans are a single celled fungus which are naturally present in many parts of the body such as the intestinal tract vagina and skin. But once these areas of the body are sufficiently manipulated(by factors listed below) this allows candida to mutate from its harmless yeast form into the fungal overgrowth form. This can cause a whole host of different chronic symptoms and were going to show you some easy ways to get it back under control.

Your stomach knows how to prevent stomach cancer. If you go against your stomach’s natural function of maintaining a strong stomach acid level you open yourself to other diseases including stomach cancer. Learn what you need to do to keep healthy when you are trying to solve your acid reflux issue.

Even though it can happen to anyone not all people are aware of Acid Reflux symptoms which are associated with the disease that is medically recognized as the Gastroesophageal Reflux Disease (GERD). Some may even take for granted the pains that they feel that are actually related to this disease but then dismiss them as normal and temporary or even totally neglect them. This is very dangerous because GERD is a sickness that should not be underestimated and a complete understanding of it is much needed.

Why? Because Congress wants to levy a $6.7 billion premium tax on all private health plans each year for the next decade to pay for reform.

That’s a $67 billion tax.

Health plans will have no choice but to pass these costs on to the consumer. This tax will make it tougher for families to afford coverage, increase the difficulty for small-business owners trying hard to insure workers, and stifle job creation.

In Florida, small businesses are the bedrock of our economy. This tax will hit our economy especially hard. It’s just not what families and small businesses need as they dig their way out of a severe recession.

The Congressional Budget Office evaluated this tax and found it will lead to “higher premiums for private coverage.” The nonpartisan CBO estimated that premiums for individual coverage could rise by as much as 13 percent.

This tax also might be disruptive to policyholders, because it could damage the ability of health plans to deliver all the benefits that members expect.

That’s because Congress is ready to impose this health-insurance tax in 2010. That’s after families have already signed up for coverage for next year, and after small businesses have already negotiated coverage contracts.

The result? Health plans may not receive enough premium to cover the costs of the massive tax, and benefits might suffer.

Unfortunately, health plans have been demonized in the pursuit of reform. But in reality, it’s not true to claim that health plans make a lot of money; their profit margins are actually pretty small.

In 2008, private health plans made $8.61 billion in total profits nationally, according to Forbes magazine. The industry’s profit margin was just 2.2 percent, ranking health plans 35th out of 53 industries in terms of profitability.

As the president and CEO of SantaFe HealthCare — the parent company of AvMed Health Plans — I am truly concerned by this proposed tax. As one of Florida’s oldest and largest nonprofit health plans, AvMed reinvests its earnings each year to continually improve on the benefits and services it offers to members in Orlando and elsewhere.

Obviously, a health-insurance tax that wipes out most of our annual earnings is counterproductive to our mission. Surely, congressional leaders must grasp that this tax doesn’t make sense.

There are better ways to pay for the systemic health-care reform that AvMed and other health plans support.

Instead of taxing health insurance, Congress should focus on the underlying costs of medical care. We can achieve huge cost savings by ending unnecessary treatments and services, rooting out rampant fraud and ending frivolous medical lawsuits filed by trial lawyers.

Health reform shouldn’t hurt Florida’s families and small businesses. It shouldn’t hamper the ability of health plans to provide benefits.

Time’s running out.

Please contact your congressional representative and Florida’s two senators today. Ask them to vote against this harmful health-insurance tax. We can achieve true, lasting reform in better ways.